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    Home First Finance Company
    • English
    • Hindi
    • Marathi
    • Gujarati
    • Telugu
    • Tamil
    • Kannada
    1. Loans arrow
      • Home Loan
      • Self-Construction Loan
      • Resale Loan
      • Mortgage Loan
      • Shop Loan
      • Renovation Loan
      • Top-up Loan
    2. Calculators arrow
      • EMI Calculator
      • Loan Eligibility Calculator
      • Auto Prepay Calculator
      • PMAY Subsidy Calculator
    3. About
    4. Career arrow
      • Overview
      • Freshers
      • Experienced
      • Job Listing
    5. Contact Us
    6. PMAY 2.0 NEW
    7. Investor Relations arrow
      • Annual Report
      • Financial Results
      • Investor Meet and Presentation
      • Shareholding Pattern
      • Corporate Governance
      • Impact Reporting
      • Shareholders Information
      • Disclosures Under SEBI LODR
      • Investor Grievance
      • Credit Rating
      • Analyst Coverage
      • Dividend
      • Online Dispute Resolution (ODR)
      • Qualified Institutions Placement
    8. Blogs
    9. Media
    10. Articles
    11. FAQs
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    Home Loan

    Because there's no place like home!

    Owning your home was
    never this easy

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    Start the process
    within minutes

    Get free counselling at your doorstep by our experts.

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    More is
    better

    Double your loan eligibility! We consider the entire family income.

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    Money in your
    bank

    Timely disbursal process for your convenience.

    It's simple, speedy and supportive

    Our team will guide you through the process.
    1. P1

      Take the first step.

      Our loan application process is simple.

    2. P2

      Have a chat with us.

      Our team will come and meet you to understand your needs.

    3. P3

      Relax, it's all digital!

      It's simple and secure for your time and energy.

    4. P4

      You get a loan!

      We guarantee a sanction in just 48 Hours.

    Why choose HomeFirst?

    Because we value your time.

    1. We guarantee approval in just 48 hours!

    2. We believe in you, not just your documents.

    3. Designed just for you.

    4. One app for everything!

    Designed for your benefits

    1. icon

      Count on our trusted advisors

      If you are buying a home for the first time, we understand that you might have a lot of questions. Trust us, you have come to the right place

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      Double your loan eligibility

      We understand that families today have varied sources of income and we keep that in mind to serve your needs.

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      Skip the tension

      Your documents are safe in a smart and weatherproof locker. They will be made available to you upon placing a simple request.

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      No hidden charges

      Being transparent is our second nature. We will mention all our charges and explain every detail about the loan to you.

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      Guarantors are over-rated

      If you have a solid income and are confident about paying your EMIs regularly, then we don't care for a guarantor in the loan.

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      Zero prepayment charges

      Yes, we encourage regular prepayments. Clear your loan faster and save lakhs on your interest. Prepay at your convenience through the app, it's your superpower!

    Know your EMI

    Here's a calculator for your understanding.

    emi paramaters

    1. %

    Monthly installment (EMI)

    ₹6,388


    You can save on your interest!

    Try our Auto Prepay feature.

    Know More

    Here's your document checklist

    Keep the originals handy.

    1. Personal documents

      1. icon

        Aadhaar card

      2. icon

        PAN card

      3. icon

        Driver license

      4. icon

        Voter ID

      5. icon

        Passport

    2. Professional documents

      1. icon

        Bank statement

      2. icon

        ITR

      3. icon

        Salary Slip

    3. Residential documents

      1. icon

        Sale deed

      2. icon

        Property tax

    1. Personal documents

      1. icon

        Aadhaar card

      2. icon

        PAN card

      3. icon

        Driver license

      4. icon

        Voter ID

      5. icon

        Passport

    2. Professional documents

      1. icon

        Bank statement

      2. icon

        ITR

    3. Residential documents

      1. icon

        Sale deed

      2. icon

        Property tax

    Have more questions?
    Find the answers here.

    FAQs about all things loan.

    Depending on the EMI amount that you can afford every month, a tenure is fixed for you by our relationship managers. To get an idea of what your loan with HomeFirst could look like, you can use our handy EMI calculator.

    We do consult credit scores, but each of our customer applications is handled individually and personally. So long as we can be assured that you will be able to pay the EMIs regularly, we encourage you to apply for a home loan with us. The advantage of dealing with HomeFirst is that we consider each applicant personally, and not the basis of numbers alone.

    A PIO or Person of Indian Origin is an individual with a foreign citizenship, who can either trace their family to India, have formerly held Indian citizenship, or are married to an Indian national. As of January 2015, this identification card has been discontinued, and merged with the OCI (Overseas Citizen of India) program instead.

    HomeFirst home loans give you up to 90% of the agreement value, and even assist with the initial down payment. This makes HomeFirst home loans for salaried professionals unique, as no other loan provider offers such a large percentage of the agreement value.

    Yes, the EMI amount can most certainly be increased. Using our auto prepay feature, we encourage our customers to increase EMI payment amounts and reduce their tenure, resulting in long-term savings for them, through a reduction in the principal amount.
    See All

    Reading room

    Things about homes you wish you had known.

    • ...

      13 Jun, 2025 11:37 AM

      Self-Undertaking and Document Checklist – Pradhan Mantri Awas Yojana – PMAY 2.0

        Basic necessary documents to be uploaded for Pradhan Mantri Awas Yojana – PMAY 2.0 subsidy application – Self-Undertaking under Interest Subsidy scheme (ISS): The Annexure-2C is the declaration that has to be filled by the beneficiary as a fulfilment of eligibility criteria of income and not owning a pucca house anywhere in India on […]

    • ...

      13 Jun, 2025 11:36 AM

      Female Ownership & Exception for inclusion under Pradhan Mantri Awas Yojana – PMAY 2.0! EXPLAINED

        The rule says – The houses constructed/acquired/purchased should be owned or co-owned by a female head of the household. What if, there is no female ownership? Three Scenarios under Pradhan Mantri Awas Yojana – PMAY 2.0 – There is no adult female member in the family! The scheme guidelines allow male-only ownership in this […]

    • ...

      13 Jun, 2025 11:35 AM

      Your Income Group = Eligibility chances, Let’s quickly understand – Pradhan Mantri Awas Yojana – PMAY 2.0

        EWS (Economically weaker section) –  Upto ₹3,00,000 Higher chance of qualification As the Loan amount and property value would usually fit within PMAY 2.0 eligibility criteria. Lower risk of early loan closure – more likely to avail the full 5 instalments of the scheme (₹36,000/year) LIG (Low Income group) – ₹3,00,000 – ₹6,00,000 High […]

    See All

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    Home First Finance

    HomeFirst Finance
    Company India Limited

    Registered Office Address :- 511, Acme Plaza, J.B. Nagar, Andheri East,
    Mumbai - 400059

    Phone No: +918880549911

    Email: loanfirst@homefirstindia.com

    CIN: L65990MH2010PLC240703

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