Features of HomeFirst loans
We care about our customers, and it shows.
Specially crafted loans with advantages
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Maximum loan amount
Maximum loan to value of 90% can be provided for housing loan with tenure ranging upto 25 years
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Auto-Prepay
This feature facilitates pre-payments in addition to EMI with no pre-payment charge for existing customers.
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No income proof
Self-employed or informal salaried We don’t require income proof to sanction a loan.
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Loan enhancement
Have an unexpected expense, or has the property value increased? Don’t worry, because we will add on the extra amount to your existing loan.
Perks of choosing HomeFirst loans
Your comfort and convenience are our top priorities
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Loans for different purposes
Building a home on your property? Or adding another floor? Whatever the reason, we give you a loan, to make your home more beautiful.
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Customer relationship managers
Our managers care about your needs. You speak to one person throughout your loan process, and they are always available to help with any questions. All our customers are mapped to a dedicated relationship manager.
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Loan applications
After submitting an application, you will receive a text message with a response within 48 hours. We send regular updates to customers on the status of their loan applications and remind them of their payment schedules through automated calls and text messages.
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Loans at your convenience
Our relationship managers visit you, at your convenience, for meetings. Our managers’ conduct home and workplace visits to ensure minimal disruption to a customer’s daily routine.
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Technology put to good use
Our loan process is entirely paperless, with even the documents being uploaded via scans to our system. Track your loans, through customer mobile application ‘Home First Customer Portal’. We have a dedicated mobile application for many functions, including accessing their loan statements, prepaying loans without any prepayment charges and raising service requests.
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Paperless Process
We have set up a paperless process to onboard customers efficiently. The seamless integration and availability of data across platforms and users enables us to process loans in a paperless manner and with quick turn around times